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Do you want to know, need to know, how to avoid foreclosure? Times are tough right now, especially for anyone that’s not a part of the 1%. While Wall Street and large companies have record profits, many homeowners are struggling to pay their mortgages and save their credit scores in the process. While there have been mortgage relief programs put in place by the government, many people are still struggling to find relief from their mortgage payments and are suffering consequences to their credit that may affect their ability to purchase a home in the future.