What seems to be a dying stepping stone of the American dream, owning a house is a subject that is still at the forefront of many young adults’ desires. Whether you are single, married, or have a young family everyone needs a place to lay their head at night. With the rising costs of houses, …

The Pros and Cons of Buying Vs. Renting A Home Read More »

Buying a home for the first time is one of the most exciting, terrifying, and confusing experiences you will ever go through as a young adult. You have spent months, years, or even decades cutting back expenses and grinding away with 2 or 3 jobs to make that leap.  You cut costs to save every …

What Kind Of Home Should You Look For As A First-Time Buyer Read More »

For many young adults, one of the most significant stepping stones to success is the ability to purchase a house. Although there are indeed circumstances where someone may have enough generational wealth to buy a home for their children outright but most people will have to get a loan from a bank. Buying your first …

How To Secure Your First Home Loan Read More »

It is almost a certainty that at some point in your adult life you will face significant financial hardship. Whether it is linked to tragedy, a lack of good judgment or a costly experience no one in this world is above the loss of family, a bad business deal, or an unforeseen dissolving of a …

5 Ways To Plan For Financial Hardship Read More »

It is the dream of any working person to own a house, acquiring footing of financial stability. No matter how impossible it may seem, there are many paths that can take you there.  However, when you get so focused on making that happen in your life, it is easy to lose peripheral awareness and miss …

3 Things You Should Know About Before Buying A Home Read More »

From the time you buy your first home, the pressure is on not to have late mortgage payments. Unfortunately, it’s not all that rare to fall behind at some point. It’s a common issue and certainly almost never by choice. After all, you worked hard to buy a home in the first place, and for …

3 Ways To Catch Up On Late Mortgage Payments Read More »

The American housing market is an ever-changing amalgamation of hard-working, middle-class people securing one of the best nest eggs for yourself or your family. However, it is common knowledge that life will throw some hardship your way every now and again. Sometimes when you simply do not have the money to cover your mortgage payment. …

The Pros and Cons of Forbearance Read More »

For many middle-class Americans, one of the tried and tested stepping stones of “success” is to be a homeowner.  It’s a long process and often requires pain and discipline, but the reward can be very worthwhile.  However, for others, it can turn into a nightmare.   If you’re someone who’s living this nightmare you’ll know this …

The Number One Thing You Should Know About Foreclosure Read More »

When you live in the modern world, you have responsibilities that come up a couple of times per month. You are sequestered to give your hard-earned money to all those subscriptions, mortgages, car loans, and credit cards that you’ve used throughout the month. Like most people we all have our checklists for avoiding missed payments, …

Why Ignoring Collection Calls Is The Last Thing You Should Do When You’re In Debt… Read More »